NOW OFFERING! Home Equity Fixed-Rate Loan

November 2, 2026

What A Home Equity Fixed-Rate Loan From B-M S FCU Can Offer You!

FIXED RATES AS LOW AS

5-Year Fixed

5.49%

APR*

10-Year Fixed

5.74%

APR*

15-Year Fixed

5.99%

APR*

✔ Locked in for life

Your rate never changes, so neither does your payment.

✔ Renovate. Consolidate. Educate.

One lump sum for the big things in life.

✔ Predictable Payments

So you can plan ahead.

✔ Borrow From Your Home

Borrow up to 80% of your home's value.

See what you could borrow.

Call 732-227-6704 or stop by our
New Brunswick, Lawrenceville or Princeton branch.

Learn More & Apply

*APR = Annual Percentage Rate. Rates effective November 2026 and are the lowest available for borrowers with excellent credit; your rate may be higher. Payment examples per $10,000 borrowed: 5 years at 5.49% APR, 60 monthly payments of $190.97; 10 years at 5.74% APR, 120 payments of $109.72; 15 years at 5.99% APR, 180 payments of $84.33. Loans secured by your home. Subject to credit approval and appraisal; rates and terms may change. Membership required. Federally insured by NCUA. Equal Housing Opportunity.

B-M S Federal Credit Union · NMLS #809443 · 3401 Princeton Pike, Room B.1022, Lawrence, NJ 08648
bmsfcu.org · Member Services: (888) 423-7265