A Common Bond. An Uncommon Commitment To Our Members.
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Routing Number: 221277007
Member Services:
(888) 423-7265


Securely Send Money
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At B-M S Federal Credit Union you have options when it comes to transferring and sending money. We offer a few different methods to meet all your needs and deliver fast, easy, and secure ways to move your money from one place to the next. Whether you need certified drafts when making a large purchase or wish to wire money across the globe, we have you covered.

Transfer Types

A wire transfer is an electronic transfer of funds across a network administered by financial institutions. Wire transfers can be done both in the US (domestic) and around the world (international).

To process an outgoing wire transfer, you will need to complete a Wire Transfer Agreement form and a Domestic Wire Transfer form or International Wire Transfer form. All areas highlighted on the form will need to be completed and the form must be signed by the member. The forms along with a picture ID can be emailed to Judy Herrera (jherrera@bmsfcu.org) or given to an MSR. Before a wire transfer can be processed, verbal confirmation from the member will need to be given to B-M S FCU. Please call Judy Herrera at 732-227-6711 for verbal confirmation.

  • Outgoing Domestic Fee: $20.00
  • Outgoing International Fee: $40.00

All incoming wires must be sent to:

Receiving Bank:

Alloya Corporate FCU
184 Shuman Blvd. Suite 400
Naperville, IL 60563
ABA #271987635

Further Credit To:

B-M S Federal Credit Union
1 Squibb Drive
New Brunswick, New Jersey 08903
(732) 227-5781
Account #221277007

Final Credit To:

Member's Name
Member's Account Number

  • Incoming Wire Fee: $7.50

Money orders are a paper form of payment that guarantee the recipient will be issued the amount listed on the order. Unlike a personal check which can bounce, money orders are purchased with cash or other guaranteed funds. The maximum amount of money you can include in a money order is $1,000. We offer money orders to members with a checking or savings account, and non-members as well.

Certified drafts are typically used when substantial funds are changing hands, as they are backed by a financial institution and guarantee that the payer has a sufficient balance in their account to cover the cost. At B-M S FCU, certified drafts are available to all members with a checking account.